How Long Does It Take to Settle a Personal Injury Case in Florida?
After a serious accident, one of the first questions we hear from clients is: “How long will this take?” The answer depends on many factors — but understanding the general timeline can help set realistic expectations.
At The Bonderud Law Firm, we guide clients through every phase of the personal injury process with clear communication and strong advocacy. Here’s what to expect when it comes to settling a personal injury case in Florida.
Average Timeline for a Personal Injury Case
While every case is unique, most personal injury claims follow a general path:
- Medical Treatment & Recovery (Weeks to Months)
You should wait until you’ve reached maximum medical improvement (MMI) before settling. This ensures your damages reflect the full extent of your injuries. - Investigation & Claim Preparation (2–6 Weeks)
Your attorney will gather evidence, review medical records, and calculate damages. - Demand Letter & Negotiations (1–3 Months)
Once you’ve recovered or stabilized, your attorney sends a demand letter to the insurance company. They may respond with a settlement offer, begin negotiations, or deny the claim. - Settlement or Litigation (2–24 Months)
If a fair settlement can’t be reached, your attorney may file a lawsuit. Florida courts can take time, but many cases settle before trial.
Factors That Influence the Timeline
⏱️ Severity of injuries
Serious injuries with long-term effects often require more time for treatment and accurate valuation.
⏱️ Liability disputes
If the other party denies fault or raises comparative negligence, the case may take longer.
⏱️ Insurance company delays
Some insurers use delay tactics to pressure you into settling for less.
⏱️ Case complexity
Multi-vehicle accidents, defective products, or unclear liability may extend the timeline.
⏱️ Willingness to settle
If both sides are cooperative, a case can resolve in a matter of months. If not, it may go to trial.
Should You Wait to Settle?
In many cases, yes. Settling too early can leave you undercompensated for:
- Future medical expenses
- Lost earning capacity
- Long-term pain and suffering
Your attorney will help determine when settlement is in your best interest — and when to hold out for more.
Fast Isn’t Always Best — Smart Settlements Take Time
While we understand the urgency of financial stress after an accident, settling too quickly can do more harm than good. At The Bonderud Law Firm, we fight for full and fair compensation — not just fast checks.
Contact us today to schedule a consultation and get a clear plan for your injury case.
