Florida car accident claims
A car crash in Florida can leave you dealing with medical care, a first-party claim under your own policy, and a claim against another driver. Florida’s insurance structure, including personal injury protection and comparative negligence, is easy to get wrong if you treat it like the law of another state. The Bonderud Law Firm represents injured people from our Jacksonville office and in cases around the state.
The early decisions
Seek appropriate medical care. Report the crash as required. Be careful about recorded statements to an insurer before you understand the claim. Photographs, the crash report, and the names of witnesses help later. Our article on what to do after a crash walks through those first steps in more detail.
Florida remains a no-fault state for many first-party medical benefits, but the path to a claim against another driver depends on the facts, the injuries, and the coverage that actually exists, including uninsured and underinsured motorist coverage. Comparative negligence can reduce a recovery if you are found partly at fault. Seat-belt use can become an issue in some cases. None of those doctrines is a reason to assume a claim has no value, or to assume it is straightforward.
How we handle the claim
We gather the records, identify the coverage, and deal with the insurers so you are not negotiating medical bills and liability at the same time, unadvised. Some claims resolve in a settlement. Some require a lawsuit. We will tell you what the file supports rather than promise a particular number. Prior results do not guarantee a similar outcome.
Call (904) 438-8082 during office hours, Monday through Friday, 9:00 a.m. to 5:00 p.m. Eastern. Messages left after hours are reviewed the next business day. Do not send confidential medical records through this form. This page is general information, not legal advice.
Questions we are often asked
What are the office hours?
The office is open Monday through Friday, 9:00 a.m. to 5:00 p.m. Eastern, at 2130 Riverside Avenue, Jacksonville, Florida 32204. Messages left after hours or on weekends are reviewed the next business day. For urgent matters, call (904) 438-8082.
Does contacting the firm create an attorney-client relationship?
No. Submitting this form or calling the office does not by itself create an attorney-client relationship. Please do not send confidential information before an engagement is agreed. This website is general information, not legal advice.
Do you have more than one office?
No. The firm's only office is at 2130 Riverside Avenue, Jacksonville. We represent clients throughout Florida, and in selected federal matters elsewhere, from that office.